The South Carolina Safe Home program, administered by the South Carolina Department of Insurance, provides matching and non-matching grant funds to help coastal property owners retrofit their homes to make them more resistant to hurricanes and high-wind damage.  The funds provided by this program are for the sole purpose of retrofitting owner-occupied, single-family homes.  SC Safe Home funds may not be used for remodeling, home repair, or new construction.  Grant awards are based on the total annual adjusted gross household income of the applicant, adjusted for family size relative to the county area median income or the state median family income, whichever is higher.  These statewide and countywide income figures are published annually by the United States Department of Housing and Urban Development (HUD).  If the cost of the mitigation project exceeds the amount of the grant award, the remaining cost is the responsibility of the applicant.